Money Life · financial intelligence, not brokerage advice

🇮🇳 Made in India — built for India, built by Indians

Grow your money without giving up your life.

Keep the OTT subscriptions, the nights out with friends, the little luxuries and your me-time. Moneyo tracks entertainment, luxury, savings and investment side by side — so enjoying your life and improving your money finally coexist.

Build my Money Story →I already have an account
0 minto your Money Story
₹0trading, ever
100%private by default
Money Mood🌿 Thriving

Safe to spend

₹0

Moneyo Score

0/100

Runway

0 mo

🏦 You're a Saver — quiet compounding type.

Quest complete

🏆 No-spend weekend

No jargon No shame Verified numbers only Opt-in fun Your data, your control 🇮🇳 Built for India, built by Indians No jargon No shame Verified numbers only Opt-in fun Your data, your control 🇮🇳 Built for India, built by Indians

Built for

🎒

First-job starter

21–25 · salary, rent, new subscriptions

Know what's safe to spend and build first savings.

🚀

Ambitious young professional

24–32 · income growth, lifestyle creep

Balance enjoyment, investing and major goals.

✨

Financially curious Gen-Z

Comfortable with content & social formats

Learn through short, personal, shareable experiences.

Your life doesn't pause for a budget

Entertainment, luxury, investment, friends — none of it gets cut. Tap or hover a card to flip it.

No jargon No shame Verified numbers only Opt-in fun Your data, your control 🇮🇳 Built for India, built by Indians No jargon No shame Verified numbers only Opt-in fun Your data, your control 🇮🇳 Built for India, built by Indians
🇮🇳

Built for India, built by Indians.

Proudly a Make in India app — designed around UPI, quick commerce, festival-season spending, family EMIs and the first-job hustle, not a template borrowed from somewhere else. Every calculation runs in ₹, every insight is written for how India actually earns, saves and spends.

What's in V1

📖

Money Story

Five minutes of onboarding turns into a private picture of your income, spending, savings, debt, runway and score.

💸

Safe-to-spend

One number, updated daily: what you can actually spend before payday, after bills, debt and goals.

🤔

Can I afford it?

Ask before you buy. Get a range and a rationale — never a command.

💬

Ask My Money

"Where can I cut ₹5K?" Answers use only verified facts. Personality changes the tone, never the numbers.

🔥

Money Roast

Opt-in, playful, never mean — and it always ends with a fix, not just a jab.

🎁

Money Wrapped

A monthly recap worth sharing, with your exact amounts hidden by default.

0

score components tracked

0

AI companion tones

0

trading or brokerage

0%

amounts hidden on share

No jargon. No shame. No guesswork.

Every number leads to an action. Verified calculation first, AI explanation second. Fun is opt-in, and you're always in control of what's shown and what's shared.

Start your Money Passport →